The holiday shopping season is in full swing.

Store Credit Cards That Are Worth It.

When you get to the check out every sales associate will be offering you a discount if you apply for a store credit card.I found an article that list store credit cards that

are worth it.

Yahoo Finance  – 5 Store Credit Cards That Are Worth It

"Nevertheless, there are some retail credit cards that can make a worthy addition to your wallet. The best ones offer at least one outstanding feature. That feature could be a competitive financing offer, a valuable rewards program, or some exclusive perks and benefits."

First of the store credit cards that are worth it is the Target Redcard.

It offers a 5% discount on all purchases in store and online.

You also receive an extras 30 days to return items.

Free shipping online with a purchase of $50 or more.

The great thing about Target is that if you don't want a credit card you can link a bank

account and use the Redcard as a debt to get the same discount.

Second store credit cards that are worth it is the Gap Visa by GE.

You receive 5% cash back from Gap family of stores and 1% on all other purchases.

There is no annual fee but the interest rate is 23.99%.

You don't want to carry a balance on this card.

Third store credit cards that are worth it is  Costco TrueEarnings Card From American

Express.

There is no annual fee with a paid Costco membership.

The interest rate is 15.99%.

This card offers reward percentage up $4000 spent.

The rewards can be redeemed in the store or for cash.

Fourth store credit cards that are worth it is Pottery Barn.

For every $250 you spend you receive a $25 gift card.

The down side to this card is that it can only be used at Pottery Barn.

Fifth store credit cards that are worth it Amazon Rewards Visa.

This card is offered by Chase bank.

Your interest rate can be from 14.92%-22.24% depending on your credit worthiness.

This card has a variety of rewards depending on your spending habits.

Don't add to the list of things that your were going to purchase with your new store credit

card stick to your cash limit.

That way you can pay the bill when you get done shopping.

***Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products subject to change.  Remember when you are applying for any of these cards read the fine print before you sign up for new credit.

What store credit cards that are worth it will you apply for???

Your Financial Coach,

Renee Lawson