Over the past six months I have been talking about things that you can do to change your overall financial future.

The most important change that you can make going into this new year is to change your mindset about how you view your finances, credit, budget, and life. 

Changing your mindset is one of the hardest things for many people to do.

Unless you change your mindset about your situation nothing will work to make a difference.  You will just be stuck spinning your wheels.

It took me several years to come to the conclusion that material things do not make me who I am.   I do like nice things.  However, whats most important to me now is having wealth in all aspects of my life.  That includes my body, mind, spirit, relationships and fiances.

I still struggle with the changes that I am embarking and encouraging you to follow.

This life comes with challenges you just have to be willing to not give up.

Somethings are easier than others to overcome.  

There are days that I want to go shopping.

There are days that I don't save money in my piggy bank.

Every trip to the grocery store is not made with a list.

This is a day to day movement that I have embodied to journey.

Each day I acknowledge my struggles. 

Each day I move forward in the mind shift changes that have become a lifestyle.

What comes to mind when I find myself slipping is the reality of yesterday.  I don't ever want to go back to where I use to be.  The collection calls.  The overdraft fees.  I snap myself right back to reality. 

The things that I share with are the things that I am doing myself.  So I know your struggles.  I'm right here in the trenches with you.

As this new year comes in I invite you to join me as I move to help one million every day people just like you restore their credit and build a healthy financial lifestyle.

I wish you in 2011 a new mind shift change for a bright financial future.

Are you willing to change your mindset???

To get a copy of my new book click www.sexliesandcredit.com.

Miss Rene'