I am an avid NCAA Men's March Madness fan.

I started being watching it when Jim Boeheim coached Derick Coleman, Sherman Douglas, and Billy Owens for the Syracuse Orange Men.

I was so disappointed when they lost to Indiana for the National Championship.

I even thought about going to school there.

The select for the big dance is Sunday, March 13, 2011.

As the tournament approaches it got me to thinking about how people treat their credit like the tournament.

Win or go home with bad credit.

Of the 70 million plus with bad credit they just settle and go home.

There are some Cinderella stories like the tournament.

Then there are the first round blow outs.  The one's who never really had a chance to win.

You have a chance this March to get in the tournament and win with your credit situation.

There are nine months left in the year to get in the game.

You must come up with a plan of action and work your plan.

You can win or go home with bad credit.

Are you ready to stop your March Madness???

To get a copy of my new book click www.sexliesandcredit.com.

Miss Rene'