Cyber Monday
Today is Cyber Monday.
The day companies start emailing and posting their Black Friday deals early.
Cyber Monday sales are usually for one day only.
Companies have started sending coupons if you like them on Facebook to get you to shop on Black Friday.
The thing to remember at this time of the year there will be sales everyday until the new year.
Just because you see Cyber Monday sales does not mean you have to buy.
I've gotten my fair share of emails today regarding sales from travel to tv's.
At one point in my life I would have gone crazy on Cyber Monday.
Trying to make the best of these Cyber Monday deals.
Planning your Christmas shopping is a must.
You don't want to let the Cyber Monday deals get you into unnecessary debt.
There are 26 days left in this Christmas shopping season.
Pace yourself with your spending.
You also need a budget for Cyber Monday and everyday of your life.
Yes there are some gifts that may not be available later.
Remember that the first of the month is coming rent and mortgages are due.
So don't spend that money on Cyber Monday.
Many companies are offering rain checks on many sought after items.
This may give you time to plan for the rest of the gifts and still save money with
Cyber Monday sales.
Cyber Monday is just the start of the Christmas shopping madness.
Many people will find that the deals were better the week before Cyber Monday.
You must be prepared with a budget so that you do not over spend this Cyber
Monday.
I'm sure that when people were out shopping on Black Friday did not realize that
there would be more deals on this Cyber Monday.
Has Cyber Monday gotten you into debt???
Your financial coach,
Renee Lawson
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