For the past few weeks I have been watching the NBA playoffs.

On TNT they have the slogan "Win or Go Home".

As I heard this it got me to thinking about credit either you have it or you don't.

Credit or No Credit

The way the financial system is set up you either have credit or no credit.

You may be thinking what about bad credit.

Well when you have bad credit its like not having credit at all.

You are either going to pay very high interest rates or you will be denied.

When you have no credit either you will have high interest rates because you have not proved yourself credit worthy or you will be denied.

Having credit is much better than no credit.

Once we have bad credit we must work to improve our credit.

Credit means paying your bills on time.

No credit means being stuck with  limited or no options at all.

No credit is like the playoffs you go home without what ever you were trying to purchase.

Credit is like winning the series and moving on.

Do you have credit or no credit???

Your financial coach,

Renee Lawson

Recommended Resources:

P.S. Did you know there's one amazingly simple thing you can do right now to increase your credit score? My new video show your how FREE: www.totalprosperityclub.com.

New Book Coming: www.sexliesandcredit.com.