Big Pay Day

It may be a big pay day from a income tax refund.

Big Pay Day

You may get a big pay day from a job bonus.

Being self employed you may have gone with out money for a while.

Finally a job comes along with a big pay day.

Unfortunately many people go wild when the big pay day comes.

There are a couple of things that you can do to keep you from going broke after the big pay day:

1. Make a list of bills that you are behind on before the big pay day.

Note the past due amount only for each bill.

2. List the household items that you ran out of before the big pay day.

Google the price for each item.

3. List personal items that you have gone without before the big pay day.

Google the price for each item.

After you finish these list.

Rate the items by importance.

Make sure that they are true needs and not wants.

You want to catch up the past due amounts to repair

your credit.

However, you don't want to spend all of your money

from the big pay day and end up right back where

you were.

So pay the past due and make arrangements on the

present bill.

Next prioritize the household items by putting last

the things that you can still live without.

The move on to the personal items and list them the same way.

Make sure that you don't spend until you go broke like many people do when the big pay day finally get there.

Most important don't spend any money or promise to pay before the money from the big pay day actually gets in your hand.

Use your big pay day to help your current situation.

Maintain your self-control when the big pay day happens.

Use your big pay day to get back on your budget.

Start getting your debt under control with your next big pay day.

Can you handle a Big Pay Day without going broke???

Your Financial Coach,

Renee Lawson

Recommended Resources:

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