Renee Lawson

Black Friday

The day after Thanksgiving sale is Black Friday.

I have been noticing a lot of companies have been offering early sales that reflect Black Friday prices.   These companies play on your mind with their marketing.  Your sense of needing to spend money.  The rush from being out in the large crowd.  The great deal your going to miss out on if you don't get to the sale.

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Writing on the wall

Many times the writing is on the wall when it comes to meeting someone new.

After a few dates the real person starts to come out the shell.  The facade starts to wear off. 

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Co-signer's Credit

Credit has evolved over the years.   Before there was a  credit report stores granted credit from your references.  They would call your references to verify that you were reliable person.  Someone who would pay bills on time.

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Excuses

Excuses are the lies we tell ourselves.   The reasons we give don't add up to the truth.

Excuses are as common in life as taking a breathe. 

For years my excuse has been that I am not a morning person.   That has been my reason for being late everywhere I go. 

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Quest for the Perfect Credit Score

I recently read an article about the quest for the perfect credit score.

"As for what makes an 800-plus score, these self-made experts basically say the same thing FICO does: Payment history is the single most important factor".

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